ACB One

ACB One is your all-in-one digital banking solution, combining a fully online account, debit card, and comprehensive banking services in a single sign-up. Enjoy 100% online transactions anywhere, anytime — with zero service fees for fund transfers and account management, plus no minimum balance requirements. Your short, easy-to-remember account number makes every transaction effortless.

Upgrade your account and unlock exclusive benefits through a simple video call right in the app. Advanced AI-powered facial recognition technology ensures your identity is verified securely, eliminating the need to visit a physical branch. The process is fast, intuitive, and designed for your convenience.

Stay in control with ACB SafeKey, the built-in OTP verification system that brings security directly to your fingertips. Receive one-time passwords instantly within the app — no copying, no remembering codes, no delays. Even when traveling abroad, your transactions remain protected with unlimited online transaction limits. For higher limits, simply visit your nearest branch.

Turn your spending into rewards with ACB Rewards. Every transaction earns you unlimited reward points, and the more you transact, the more you accumulate. Redeem your points for gifts across shopping, dining, education, and entertainment categories. Share the joy by easily transferring points to friends and family year-round.

Manage your complete financial life with integrated utilities tailored to your needs. Organize your cards online with zero interest and no fees. Grow your savings through competitive online savings accounts with enhanced interest rates. Purchase Sun Life Insurance products directly from the app. Make deposits and withdrawals using QR code technology. Pay bills nationwide — electricity, water, phone, cable TV, and internet — in seconds. Book and pay for train and flight tickets seamlessly. Settle school fees through the SSC school card program. Connect with popular e-wallets including Momo, ShopeePay, and ZaloPay, plus access many more services that simplify daily financial tasks.

ACB One transforms banking from a chore into a seamless, rewarding experience. Download today, complete your registration, and discover why thousands choose this secure, simple, and innovative digital banking platform.